“Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account.”

American financial advisor, author, and podcast host

Suze Orman is an American financial advisor, author, and podcast host. She is known for founding the Suze Orman Financial Group in 1987 and for bringing her financial advice to a wide audience through television and later podcasting. Her work became widely known through The Suze Orman Show, which aired on CNBC from 2002 to 2015. She is associated with practical guidance on money management and personal finance, delivered in a direct and accessible style.