Suze Orman

“Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there.”

“Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.”

“The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first, and most difficult, step is to absolve yourself and your spouse or partner of any guilt.”

“The way to build your savings is by spending less each month.”

“They got married, they got divorced, and half their money goes out the window.”

“The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.”

“Who would you want to be giving you advice? Somebody who doesn't have any money?”

“Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.”

“I have a million dollars in the stock market, because if I lose a million dollars, I don't personally care.”

“If you're going to live in the house make it your goal to just pay off your mortgage.”

“The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.”

“It's impossible to map out a route to your destination if you don't know where you're starting from.”

“Women fake orgasms and men fake finances.”

“Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.”

“Don't let what others think or say get in your way; their actions reflect on them, not you.”

“Grace is above praise and blame. I never read the bad stuff people write, but I never read the good stuff, either. Ever. I know who I am, and I know that God looks down on me and smiles. I know that - without a shadow of a doubt.”

“Opposites may attract, but I wouldn't put my money on a relationship of financial opposites.”

“Just because you can afford it doesn't mean you should buy it.”

“The key to making money is to stay invested.”

“Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.”