“In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'”

American financial advisor, author, and podcast host

Suze Orman is an American financial advisor, author, and podcast host. She is known for founding the Suze Orman Financial Group in 1987 and for bringing her financial advice to a wide audience through television and later podcasting. Her work became widely known through The Suze Orman Show, which aired on CNBC from 2002 to 2015. She is associated with practical guidance on money management and personal finance, delivered in a direct and accessible style.