“If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet.”

American financial advisor, author, and podcast host

Suze Orman is an American financial advisor, author, and podcast host. She is known for founding the Suze Orman Financial Group in 1987 and for bringing her financial advice to a wide audience through television and later podcasting. Her work became widely known through The Suze Orman Show, which aired on CNBC from 2002 to 2015. She is associated with practical guidance on money management and personal finance, delivered in a direct and accessible style.