“I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.”

American financial advisor and television personality She became a leading voice in personal finance through her bestselling books and syndicated TV show, where she offered straightforward advice on budgeting, investing, and debt management. Her blunt, no-nonsense approach made financial literacy accessible to everyday Americans.