Suze Orman

“If you're financially responsible, your children have a much better chance to grow up financially responsible.”

“The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.”

“I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love.”

“Raise your auto and home deductibles to $1,000 or more, and your premium cost falls at least 10 percent.”

“Get rid of debt now.”

“I do not think I am successful just because I have money. I'm successful because I love who I am and I have no regrets, and I'm successful because I have a great heart and I have compassion and I care and I would be happy with or without money.”

“You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years.”

“It pays to be a fee fiend.”

“A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're alive. You can always make changes to what's in the trust and to how you'd ultimately like it managed or disbursed.”

“Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.”

“Learn to recognize true wealth. Money itself will not make you financially free. That comes as a result of only that powerful state of mind which tells us that we are worth far more than our money.”

“I get mad when people give me presents. I don't want them, I don't need them.”

“Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.”

“So many financial dreams are thwarted by the failure to act upon good intentions.”

“It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting.”

“Cut back your spending now.”

“I always say, 'People first, then money, then things.'”

“Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.”

“When you are grateful - when you can see what you have - you unlock blessings to flow in your life.”

“ישראלים שונים מיהודים אמריקנים, ויחסית אתם במצב כלכלי טוב. הבעיה, שעם הזמן כולם הופכים ליותר אמריקנים וזה לא טוב!”