A biography for Brad Garlinghousehasn’t been written yet.
“Yahoo is a great company, and anyone should be proud to be CEO.”
“Ripple is focused on enabling a global network of financial institutions to use our software to create what we call the Internet of Value.”
“When you look around Silicon Valley at new companies, there are very few ideas that are going to make a dent in the universe.”
“To me, if we're not failing a little bit, we're not trying hard enough. I think great cultures encourage risk and are tolerant of failure. If you don't do that, you're going to end up with a culture that is stagnant and not thinking about the next generation of products and experiences.”
“Blockchain is like the new big data or AI - too many people are using it as a buzzword and not focused solving a real problem. We like to call them Blockchain tourists!”
“I think most of the ICOs you're seeing are not real token use cases. They're really securities, so I think the SEC should regulate that.”
“'Be in' is all about passion. Life is short. There are so many interesting things we can do in our life, and I feel like if someone is just kind of showing up, it's not worth it for them or for us.”
“Blockchain technologies will change transactions in a broad way.”
“I don't think central banks are going to give up fiat currency anytime in my lifetime.”
“XRP is solving a payments problem, and it's very efficient to do that.”
“There are a lot of really fabulous things that get done with digital assets and blockchain technologies to reduce friction, to reduce costs, and enable things that weren't possible before.”
“I had been exposed to bitcoin early. I thought the consumer application of it felt, to me, further away. I thought there would be faster adoption of the blockchain in the enterprise space and with banks.”
“PayPal exists because banks are not interoperable: I can't efficiently pay you $10 unless I'm giving you a $10 bill. So we're all on PayPal and Venmo, I need interoperability on the same ledger.”
“The revolution of blockchain is not going to happen from outside the system; it's going to happen from within the system.”
“Some of the bitcoin community come from that kind of anarchistic, libertarian view. But, one reason why I think Ripple has been very successful is because we work with the system.”
“What xRapid allows you to do is to have real-time liquidity.”
“I think what Ripple is doing is not just, 'Hey, how do we enable banks' - it's a broader effort in how can you enable an Internet of Things and connected devices that are economic actors to pass a couple pennies.”
“A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role.”
“The thing I think is often misunderstood about Ripple is people say, 'Oh, Ripple is a centralized platform.' To me, this is a legacy perspective. Ripple's technology, IRP, is open source; XRP Ledger is open source.”