Brad Garlinghouse

“If Ripple as a company went away, XRP would continue to trade. To me, that's the definition of decentralization.”

“I'm a big fan of what Salesforce has achieved.”

“We are all products of our experiences, good and bad. Sometimes you learn as much from the negative experiences as you do from the positive.”

“What's happening in crypto - and certainly what's happening at Ripple - we have an opportunity to fundamentally change the way global commerce is managed from a payments point of view.”

“People who know me know that I'm a rabid fan of the Kansas Jayhawks. My quirky habit is that every Kansas game is on my calendar, and, more often than not, I will plan and schedule flights around them so that I can engage and watch. I have already brainwashed my family to be Jayhawks fans.”

“To be candid, I think, in retrospect, it was a mistake to work at AOL when I did. I think I had rose-colored glasses about the opportunity to reinvent AOL.”

“There is a lot of volatility in the digital asset market broadly, and certainly that is true in the bitcoin market. It's been true for XRP, and I think that's because these markets are very nascent.”

“If the cryptocurrency market overall or a digital asset is solving a problem, it's going to drive some value.”

“Some of the people at Ripple I think are truly the smartest people I've ever worked with in my career, which makes it a lot of fun to go to work every day.”

“Some of the uses being implemented for blockchain could actually work better with a database.”

“Family is my fun.”

“XRP is a digital asset that exists on the XRP ledger, one of the open-source products created by Ripple. XRP is a pivotal component of the Internet of Value, since it solves a key point of friction: the pre-funding of nostro/vostro accounts necessary to facilitate cross border payments.”

“I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes.”

“In the bubble that was dot-com 1.0 emerged Google, Amazon, and some of the most valuable companies on the planet. They were successful because they focused on their customer; they focused on revolutionary products.”

“Governments aren't going to go away; banks aren't going to go away.”

“Whether you talk about Africa or underbanked communities, these are all examples where Ripple can change the way society works.”

“As I was looking around, to me, what was happening in the blockchain and crypto world was a movement.”

“Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.”

“If the asset solves a real problem for a real customer, then there'll be value in the asset.”

“In 2017, people have realized there isn't going to be one crypto to rule them all. You're seeing vertical solutions where XRP is focused on payment problems, Ethereum is focused on smart contracts, and increasingly, bitcoin is a store of value. Those aren't competitive. In fact, I want bitcoin and Ethereum to be successful.”