Arundhati Bhattacharya

“Cash is not cheap. The physical infrastructure is not easy to maintain and cheap.”

“In order to ensure long-term investment, it is important to make infrastructure as transparent and as bankable as possible - should be a win-win for all.”

“Often, people wonder if she can give the time required at work, given also her responsibilities at home. So a woman has to prove her worth over and over again each time she's given a new responsibility, especially when she is at junior to mid-level positions.”

“At State Bank, all decisions are collective decisions. I have created the comfort zone.”

“If you are approachable, if you keep your line of communication open, then very often, you get to hear what you need to hear.”

“People are used to cash, and getting them out of that is going to be a long and tough exercise.”

“Multiple mergers can be challenging because people come from different backgrounds.”

“I have met a lot of women who are good at math.”

“Theoretically, every probationary officer has a chance to become chairman.”

“Senior officials are always looking for good juniors, so when the opportunity comes, they give you the responsibilities.”

“Demonetisation is a disinflationary process. So, this will bring down prices in the long run. It will also help in bringing down interest rates.”

“I am not going to opt for a short-term view for a 206-year-old institution like the SBI.”

“If we want to be the banker to every Indian as we want to be, then we will have to use technology.”

“Until you get your reputation made, you have to work twice as hard... there is always a doubt in your superior's mind as to whether you will put family before your job.”

“The decision to incentivise savings for pension funds augurs well for infrastructure financing and retirement planning.”

“Why should a country have to take on itself a huge burden of managing a totally cash economy?”

“Some amount of support from government and regulator is required when you are looking at resolving systemic issues.”

“If you go to any boardroom... the women are, by far, outnumbered by the men.”

“We have been partners in nation-building and take our role in building the nation very proudly.”

“Private sector has no issue in coming into infrastructure sector. They know very well that infrastructure is one area that can give you very steady long-term returns.”