Arundhati Bhattacharya

“I have never worried if my daughter has fallen sick, and I am somewhere else, because there is always somebody to take care of her.”

“Most of the time, women believe that what lies ahead is a precipice. Whereas, if you continue to drive and stay on the path, the road will open up in front of you, and you will reach your destination. You don't need to turn around and abandon the journey.”

“One of my main agenda right from the beginning has been cost rationalization, and we have done a lot of cost rationalization.”

“Frankly, I have a lot of interests, and I am not all that wedded only to banking.”

“Cash imposes a huge burden. We don't understand it, as it is not immediately visible. It is a huge burden on society.”

“What needs to be done is that the digital initiatives that we had started, that those get the same kind of focus, and that we now disincentivize the use of cash. If you're going to slide back into the ways that we had before this demonetization impact, then you really won't get the benefits.”

“One thing I would tell women is that they must take up the challenge. Very often, we anticipate a lot of problems, and therefore, we don't take the lead. And I think that we are shortchanging ourselves if we don't do that.”

“I believe that we will benefit more by globalisation.”

“I believe in discussing very thoroughly what should be the goal. When discussing it, I allow others to give their views.”

“Competition is always there.”

“The higher interest and higher inflation is a vicious cycle.”

“Some people look at my photos and think maybe I'm feeling frazzled, but I really want to tell them I'm just having a bad hair day!”

“SBI Caps has a distinct advantage because most of our people are market recruits. We have a public sector heritage. Our challenge is to bring the best of both - public sector heritage and private sector talent - and provide a unique offering.”

“At SBI, we say that if you need a project to be done, you need to be determined that it needs to be done, put a deadline, and it will get done.”

“If you snap off people's heads and get on to a kind of a pedestal, it's more difficult for people to approach you. It's much easier if you are down there with them. They will talk to you.”

“We underestimate our people. Given a challenge, most of our people will do it, especially the youngsters who take to technology like duck to water.”

“When there are good postings available, the people who choose who is to come to that particular position, they will always have, at the back of their minds, a fear that, 'If I take a woman, she might prioritize her family over the job and, therefore, not be available at times when her presence is required.'”

“Once you have set the goal, give your staff the space to get there. If you micromanage, you will be able to do very little.”

“If you want to deemphasise cash, then people should not only have an incentive for going digital but also a disincentive for doing cash.”

“India does not have a problem of people grabbing share from a fixed pie. India is one of the few nations where the pie is getting bigger.”