“The minute a Wall Street firm purchases your debt, your bank no longer has it on its financial statement, which then allows the bank to look for more credit card customers. That's one reason why you get so many credit card offers.”

American businessman and author of the 1997 book *Rich Dad Poor Dad*. His work focuses on financial literacy, wealth-building strategies, and shifting perspectives on money and assets. He’s best known for advocating asset acquisition over liabilities as a path to financial independence.