“Payday loans are but one of many financial techniques - from overdraft fees to student loans subsidizing for-profit colleges - specifically designed to pull money from the pockets of the poor. This problem generally goes unrecognized by policy makers.”

Evanston-based sociologist and MacArthur Fellow, Desmond is an authority on housing insecurity in the United States. His work, including the Pulitzer Prize-winning *Evicted*, exposes systemic barriers to stable housing and their ripple effects on families and communities.