“To really be free of fear involves being free of the feeling of any personal responsibility of ownership for everything - even of our body. If we feel that we are a separate individual who personally owns or possesses even just a body, fear will hound us.What we feel we own is felt to be personal and what is felt to be personal is felt to be separate from others and life, and then fear seems warranted.But when nothing is experienced as personal then nothing is felt to be separate and fear falls away.So regardless of how much money, if any, we have in the bank and how many material possessions we own, each of us is invited to the deeper surrender of ‘owning without owning’.”