“We believe that rural India is going to be the next driver of growth. You cannot make money overnight there, as you have to set up infrastructure there; the value of transactions is lower - you need a few years before you can really make all those businesses profitable.”

Indian banker and former CEO of ICICI Bank, Chanda Kochhar is recognized for her leadership in transforming the institution into a major player in India’s financial sector. Her career spans decades of strategic growth, regulatory challenges, and mentorship in corporate India.