“I think it's absolutely touch-and-go whether we're going to make it. But the point is, for me to tell you that you have an option is not to be optimistic... Time and again, of course I am running into millions who don't know we have the option, because it's invisible, and I feel I have tremendous responsibility. So when people ask me to come and talk to them, I do my best to let them know they do have the option. Of course they're pessimistic, not knowing that.”